University college London (UCL) is a diversified university college with challenges, questions, and freedom to think differently. Our university colleges pursue outstanding academic achievements, push boundaries, and have a positive impact on real-world problems.

ETH Zurich (ETH), (Eidgenössische Technische Hochschule Zürich ETH Zurich in German) is one of the world's leading technological universities, known for its cutting-edge research and innovation. ETH Zurich is located in Zurich, the largest city in the Swiss Confederation. It is mainly based on a modern main campus built on a hill on the outskirts of the town. ETH students have twice as many lectures as other Swiss institutions, but can still participate in regular exhibitions, plays, and concerts, and take advantage of regular seminars and conferences on campus, where some of the best scientific talents will speak.

King's college London (informally King's or KCL) is a comprehensive research university in the UK. It was founded in 1829 by King George IV and Prime Minister Duke of Wellington on the banks of the Thames in London. It is the founding school of the University of London.

Imperial college London, the full name of the Imperial college of Science, Technology and Medicine, or IC for short, is the world's top public research university. It has a top reputation in the international academic community and is one of the most innovative universities in the world. It is a unique institution in the UK, focusing on science, engineering, medicine and business. Imperial provides a research-oriented education that allows you to face real-world challenges. There are no simple answers. Teaching opens up all problems and provides opportunities for cross-cultural and multinational team work.

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Here’s the answer.

A recent report by Sallie Mae shows that the average college student has more than four credit cards with a combined balance of more than 3,000 dollars. Some students have as much as '7,000 in credit card debt. Closing with so much credit card debt can put a damper on your plans for entering the real world, especially if you missed or failed payments.