The difference between prepaid cards and credit cards
The consumption method is different: you don't need to pay cash when consuming with a bai credit card. You can first discover the consumption, then repay. The prepaid card must deposit the charge before consumption and it cannot be overdrawn.
Chime Prepaid Card User Guide
It talk about Chime Prepaid Card and how to get an account bonus.
What is a Prepaid Card
What is a Prepaid Card and its Benefits.