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The difference between prepaid cards and credit cards
The consumption method is different: you don't need to pay cash when consuming with a bai credit card. You can first discover the consumption, then repay. The prepaid card must deposit the charge before consumption and it cannot be overdrawn.
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Chime Prepaid Card User Guide
It talk about Chime Prepaid Card and how to get an account bonus.
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What is a Prepaid Card
What is a Prepaid Card and its Benefits.