1.Before applying for a private loan, in addition to interest rates, what factors should I consider?

On Tuesday afternoon, the short-term gains of the New Zealand dollar against the US dollar expanded to 30 points. Earlier, the Reserve bank of New Zealand Assistant Chairman Hawkesby said that the Reserve bank of New Zealand had considered raising interest rates by 50 basis points.

Previously, the bank of England kept sending the market the news that it was about to raise interest rates. However, at the central bank's interest rate meeting in early November, it unexpectedly announced that the interest rate would remain unchanged. This caused chaos in the market and the market began to reduce its trust in the bank of England.

Do you pay interest each month on a credit card balance? To avoid paying high interest fees, it's best to avoid keeping a balance on a credit card account. However, if you are carrying a credit card balance, you can save on interest costs through balance transfers. Some financial institutions offer lower interest rates for a limited period of time to convince you to transfer your balances to them.

bank stocks are almost a must-have for a pension account and tax-free account

On the evening of Thursday, October 28, the European Central bank will announce its interest rate decision, and European Central bank President Lagarde will deliver a speech after the meeting.

U.S. President Biden nominated Powell for re-election as Fed Chairman earlier this week, and another candidate, Brainard, was appointed as Fed Vice Chairman. This news boosted market expectations for the Fed to raise interest rates next year, and by then, the Fed will also end its bond purchase program.