Guaranteed loans are loans issued by the lender in accordance with the guarantee provided by the Third Party Guarantee Act that undertakes joint and several liability in accordance with the provisions if the borrower is unable to repay the principal and interest of the loan.

A loan is a money fund provided by a lender to the borrower and pay its debt and interest at the agreed interest rate and term. The loan currency can be RMB or foreign currency.

It depends on your expectations of the business. Business loans do not give the lender equity in your business. If you are successful, you only have to pay back the principal plus interest, rather than a share of the profits as long as the business exists. A loan also cuts red tape and tasks, such as holding shareholders' meetings and votes, and complying with the securities regulations of the Securities and Exchange Commission.

Entrusted payment by the lender refers to the transaction that the lender, after confirming that the borrower meets the withdrawal conditions stipulated in the loan contract, pays the loan funds through the borrower’s account to the borrower for the purpose agreed in the contract according to the borrower’s withdrawal application and payment entrustment object.

Getting a business loan requires five steps, including finding the right loan type and if you prequalify.

An auto loan is a loan made by a lender to a borrower who applies to buy a car, also known as a car mortgage.

When you receive an unsecured personal loan, the loan is only supported by the overall creditworthiness of the borrower. This means that there is no collateral required to secure the amount of the loan.