Travel Insurance Dictionary

Travel insurance, is for travel inconvenience insurance, travel security insurance, travel medical insurance. is insurance for medical expenses, travel cancellations, lost baggage, flight accidents and other travel losses internationally or nationally.

Travel usually covers only certain periods of time, such as the period between departure and return, and consumers of all types of travel may find appropriate travel insurance coverage.

Types of insurance and coverage

Travel insurance coverage varies from one insurance company to another and mainly includes:

Travel medical insurance

The main protection of medical expenses incurred in the event of an accidental disaster and sudden illness during the visit may include the cost of medical assistance to be transported to a medical setting. Since national health insurance generally protects only its nationals, foreigners will be charged high medical costs, and travel medical insurance has become one of the most popular types of travel insurance.

Travel inconvenience insurance

The main protection due to various unforeseen circumstances resulting in cancellation, shortening or interruption of travel, the cost or penalty required. Common emergencies such as:

Baggage delays 

Lost, stolen or damaged baggage, including personal belongings and valid documents

Flight cancellations

Flight delays

Ranges of common protection measures such as: the cost of additional necessities due to the delay of luggage, the cost of additional transport tickets due to the cancellation of the flight... and so on.

Because of the large differences in the content of protection, some central government authorities intend to standardize basic protection issues in order to comply with consumer rights and interests.

Travel security insurance

Travel security insurance is a guarantee of disability or death caused by an accidental injury (a sudden accident other than an accident other than an illness) caused by the insured during the term of the insurance policy.

Other blankets

Some travel insurance policies also provide for additional insurance costs, such as:

Pre-existing diseases (e.g. asthma, diabetes)

Sports with risk factors (e.g. skiing, diving)

Travel to high-risk countries (e.g., war, natural disasters and terrorist acts)

Bankruptcy of third-party suppliers

Pre-existing conditions for acute seizures

Type not included

Pre-existing medical conditions, treatment at destination

Surgery or elective treatment

War

Terrorism

Injuries or illnesses caused by other reckless behaviours, such as alcohol, drugs and other acts

In addition, travel insurance offers other services, usually 24 hours a day, 7 days a week, including concierge services and emergency passenger assistance. Pre-existing medical conditions are declared before the departure date.