6 Credit Cards Suitable for Different Consumptions

There is no better credit card, only the one that works best for you. Today, I will bring you 6 credit cards according to the most common consumption categories in life or the advantages of the most commonly used credit cards. Whether you want to accumulate credit files or get more money, there is a card for everyone.

Grocery: Blue Cash Everyday from Amex

Blue Cash Everyday with no annual fees >> offers 3% cash back for groceries, 2% cash back for gas and department stores (including online shopping) and 1% cash back money for other consumption, a bit like the BoA Cash Rewards above but more focused on Grocery shopping.

Apply now and get a $ 150 sign-up bonus and an interest-free period of 15 months after you sign up, making it easy to save money.

Do you want more cash back to do your shopping? There is an annual fee version of Blue Cash Preferred >> that offers 6% cash back for groceries, 3% for gas and transportation, and 1% for others. It is suitable for users who purchase an average of at least $ 260 per month.

Gas / Eat: Costco Anywhere by Citi

The Citi Costco co-branded card >> offers 4% cashback for food supplies, 3% cashback for meals and travel, 2% cashback for the consumption of Costco and other 1% cashback, which is the card for highest resident cashback credit.

As long as you have Costco members, you can hold this credit card for free and enjoy the benefits of overseas processing fees. With the 4% and 3% reimbursement categories, it is very suitable for travel.

All category cashback: Citi Double Cash

Do you think the credit card discount is not easy to remember and you think the 1% discount is small? All Citi Double Cash with 2% cash back >> Learn more. At the time of consumption, you can get a cashback of 1%; when repaying, take another 1% cashback, for a total of 2%.

Since it is only about consumption, eating, groceries, travel, gas, shopping, everything matters, no matter the consumption, double cash is enough, is it very simple?

Category Cashback: Chase Freedom

Each quarter (like April-June), Chase Freedom >> has a specific consumption to obtain a cash back of 5% and another consumption of 1% in cash. The consumption category of 5% cashback from April to June this year is that of groceries and fitness.

Compared to Citi Double Cash, which has 2% cashback without any operation, to get Chase Freedom cashback, you have to activate the cashback category of 5% of the month once every quarter, and the limit of 5% of cashback is quarterly The first $ 1,500 is not unlimited.

0% APR: Citi Simplicity

Citi Simplicity >> offers an interest-free period of 21 months after the card is opened, which can be used to transfer debt from the card to the interest-bearing credit card and reasonably avoid interest. Apply now and no interest will be incurred until 2022.

In addition to the extremely long interest-free period, Citi Simplicity has no annual fees, no overdue fines, and will not increase interest due to late cardholder reimbursement. The card is simple and easy to use.

Travel: United Club Infinite

In special moments, travel has become a luxury. However, you can still apply for travel credit and earn miles to prepare for the next trip. United Club Inifinite >>, the existing high reward of 100,000 limited-time miles, can be redeemed for up to 20 one-way tickets in the United States.

United Club is the United Lounge, with a membership fee of $ 650 per year, and the United Club Inifinite card with an annual membership fee of $ 525 offers all the benefits of the United Club, which can save $ 125 per year. At the same time, cardholders and accompanying persons can check in the first two pieces of luggage free of charge. A return trip to the United States can save up to $ 320 in baggage lock-up freight. Two round trips can reduce the annual fee.

With the United Club Inifinite card, Premier Access is automatically obtained when you take a United flight. The main advantages include exclusive check-in counters, priority security checks and priority boarding, which are practical advantages that save time and money.