Best Co-branded Hotel Credit Cards (3)
Chase IHG Premier Intercontinental Hotel Credit Card
Card opening bonus: 140,000 IHG points ($3,000 spent in 3 months).
Credit card points: 10x points/$ on IHG; 2x on restaurants, supermarkets, gas stations; 1x on other purchases.
Redeeming Points: 0.6cent/points value for IHG hotels.
Annual fee: $89, no foreign currency conversion fee.
Special Features: IHG Platinum Membership with Card.
Redeem IHG points for three consecutive nights and get a fourth night free!
One night per year of IHG hotel room vouchers redeemable for 40k and below point levels at $150+.
This card costs $89 a year, comes with a platinum membership, has a variable benefit package, and starts the next year with an FN when you pay the annual fee. Redeemable for hotels 40k and under. In addition, you get 20% discount on points, redeem points for 4th night free, and get extra 10k points for spending 20k per year. The card earns 10x points for IHG hotels, 2x points for restaurants, supermarkets, gas stations and 1x point for all other purchases. 120k IHG points plus $50 are required to spend $5000 in six months.
IHG hotels are widely distributed, but generally not very high-end and not very consistent in their treatment of members. The highlight is the PointBreaks event, which can sometimes be redeemed for very low points for good hotels, but the last few events have not been No too good DEAL.
Chase IHG is pretty much only available when you first start jerking cards due to the 524 restriction. fn has 40k of it. The restrictions make it very difficult to use out in big cities, but it can still be worth the annual fee. Compared to similar cards from other hotels above, it's less useful, and whether it's worth it as a drawer card depends on how often you travel and the Whether or not FN can be used effectively.
AmEx Marriott Bonvoy Brillant Credit Card
Open Card Rewards. 75,000 Marriott Points ($3,000 spent over 3 months).
Swipe points: 6x at SPG/Marriott/Ritz-Carlton hotels, 3x at airlines and restaurants, 2x other.
Redeem points: up to 3:00 at SPG/Marriott/Ritz-Carlton hotels. 1.25 Conversion to airline miles.
Annual fee: $450, no foreign currency conversion fees.
Features: Marriott Gold Membership for free with the card.
Reimbursement of $300 per cardholder per year for Marriott hotels, including room rates and all food, beverage and entertainment purchases.
Starting the second year, every card year you hold the card you get a free room voucher to book all Marriott hotels within the 50k point requirement worldwide.
This card has the same annual fee as the Aspire, up to $450, but the overall benefits are much less than the Aspire. Giving away a Marriott Gold membership, but still not enough to give away a double early platinum membership, which will be given away after paying the annual fee starting the next year One FN that can be redeemed for any hotel 50k and under, along with 15 valid room nights. This card will reimburse $300 in hotel expenses, including room charges, plus PPS for the airline lounge. Marriott has 6x spending, 3x on air and restaurants, and 2x on other spending. 100k in card rewards just over. , there is now only an opening bonus of 75k Marriott points, but the spending requirement has been reduced to only three months of spending $3,000.
The benefits offered by this card are weak for an equivalent annual fee card, but it's worth the annual fee with no problem, and can also be a drawer card if you like staying at Marriott-owned hotels.
AmEx Platinum Card
Membership Rewards: 75,000 Membership Rewards (Spend $5,000 within 3 months of card opening).
Credit card points: 5x MR points for airline tickets and 1x for other purchases at airline website or AmEx Travel.
Redeem points: This card is worth 1.6 cents/points in MR points.
Annual fee: $550, no foreign currency conversion fees.
Special features: complimentary Marriott Gold membership upon card opening. Free Hilton Gold membership upon card opening. Free membership to Avis, Hertz, and National when you open your card. 200 Airline Reimbursement per year. 100 Saks Credit per year, $200 Uber reimbursement per year. Card Concierge Service. Complimentary Priority Pass membership with access to 1200+ airport lounges worldwide.
This card has an annual fee of $100 more than Aspire and Brillant, but you can only get Marriott and Hilton once you apply! Intermediate stage membership. Compared to applying for Aspire to get a Hilton Premier membership straight away, this card is a bit worthless, if there are plans to return. Not recommended as uber and saks reimbursement benefits are not used. This card is best for buying airline tickets with 5x MR Points back and is the most rewarding credit card for airline tickets. Delay insurance can be triggered in as little as 6 hours, so those who will be flying a lot can consider holding it for the long term.
In terms of choosing a hotel credit card, you can choose based on your favorite hotel brand, but if you don't have a particular preference, you can still I highly recommend the Amex Hilton Aspire card. The other hotel cards are pretty much in the same class and are basically drawer cards with an annual fee for a night's stay. amex The Platinum American Express is the only card that gives away a Marriott Gold membership and a Hilton Gold member's card. I hope this article will help you to choose your hotel card and save money together to stay in a good hotel. Of course, how can you save money and forget the Cheese Debit Card! Spend cash back, FDIC safe! Covered, 100% free, saving money on a hotel night is easy!
