Best Grocery Rewards Credit Cards (1)
In life, grocery spending is essential. Therefore, holding a credit card with high returns on groceries for a long time is the first choice for everyone. Today, let's compare the various rewards credit cards that are suitable for groceries.
AMEX Gold
AMEX Gold is a $250 annual charge card that earns you 4% of every $1 spent at the supermarket. MR is not directly redeemable for cash. However, you can use the 1:1 value by purchasing airline tickets or hotels with AMEX Travel. The best use of MR is to convert to airline miles for domestic U.S. airline tickets or international flights in Central America, specifically Business class can be traded for a very high value. Generally we think the value of MR is around 100 points = $1.60. So 4xMR at the supermarket is equivalent to 6.4% cashback. So, 4x MR on supermarket purchases is equivalent to 6.4% cashback. In addition, this card has 4x points on food and 3x points on airline tickets. It's a great card to hold for a long time. Although the annual fee of $250 may seem a bit scary, this card has an annual miscellaneous airline reimbursement of $100 per month. The equivalent annual fee is only $30! It's still very powerful. In addition, the AMEX card comes with the AMEX OFFER attribute, which can save a lot of money every year.
Compared to other cards, this card has a very high supermarket cashback limit as well as a very high supermarket cashback limit. The first $25k of purchases will earn 4x MR points, which is 100k MR points per year. up. This is perfect for those with a large family and high supermarket spending. Aside from just supermarkets, this card also has great rebates on food and airfare, which is a big plus. Best of all, it's the only metal card available in the supermarket card, and there are two color schemes to choose from (gold and rose gold), take the Come out and swipe it in the supermarket, it'll definitely impress the cashier.
AMEX Blue Cash EveryDay
American Express Blue Cash Everyday is a no-annual-fee Credit cards, which feature 3% cash back on Grocery purchases (limited to the first $ per year) (6000 consumption, 1% thereafter). In addition to the supermarket cashback, there's also a 2% cashback on gas and grocery store purchases, which covers a large portion of your life. The cashback starts at $25 and is credited directly to your credit card after redemption. This card also has an interest-free period for up to 12 months after you open it, so you can use it for a quick fix. In addition, AMEX often gives out money-saving AMEX Offers, such as Amazon $ AMEX's service is also very good, handling Theft, shopping disputes are prompt, and you get a free credit score every month.
On the downside, the AMEX card's supermarket coverage doesn't include Wholesale&Discount. Store's, such as Walmart, Target, and Costco. but tested. Walmart Neighborhood Market counts as in range.
