Do you know what kind of travel insurance there are?
With the rapid development of the tourism industry, tourism is welcomed by the public, and thus tourism insurance came into being, some people will ask, what kinds of travel insurance, how to buy? Take these questions to answer you.
1. Travel personal accident insurance
Now most insurance companies have opened this type of insurance, each premium is 2 yuan, the amount of insurance 20,000 yuan, a maximum of 10 insurance. The insurance is more suitable for adventure tours, eco-tours, adventure tours and so on.
2.Tourism accident insurance
When the passenger purchases the ticket or the ferry ticket, he or she has actually already insured the insurance, and the premium is calculated according to 5% of the fare, with the insured amount of US$20,000 per insurance policy, of which $1 is the accident medical benefit. The insurance period from the check-in station or mid-way on board the ship, to the ticket exit or half-way off the ship to stop, in the life of the insurance caused by accident seddness, disability or loss of physical function, the insurance company in addition to the provisions of medical expenses, but also to the injured or the family members of the deceased to pay the full, half or part of the insurance amount.
3.Tourism assistance insurance
This kind of insurance is very suitable for traveling abroad. With its guarantee, tourists will receive free assistance if they have an accident or if they cause a legal dispute due to a lack of local customs and regulations.
4.Travel assistance insurance
The travel rescue insurance insurance insurance introduced by the insurance company in conjunction with the international (SOS) rescue center will expand the service of the original travel personal accident insurance, extend the general after-the-fact claims of the traditional insurance company, and become the timely and effective relief in the event of an accident.
5.Personal Insurance for Accommodation Travelers
The premium for this type of insurance is $1 per premium and can be invested in multiple copies at a time. If a passenger is lost by accident, foreign attack or theft or robbery of carry-on items, the insurance company shall pay the insurance premium according to different standards.
Through the above story of the travel insurance category we have a step closer to understanding it, more exciting content can pay attention to us yo.