How to Buy Travel Insurance and Make Your Trip More Comfortable (1)
With the increasing number of friends who like to travel, all kinds of travel accidents are also frequent. How can I make travel more secure? In addition to the need to master some security precautions, you can also avoid or reduce certain economic risks through travel insurance.
Tourism insurance is generally divided into domestic tourism insurance and overseas tourism insurance, the following is to introduce how to choose and buy travel insurance.
Domestic travel insurance
Domestic travel insurance, also known as domestic travel insurance, according to the place and way of travel, can be divided into short-term travel, long-distance tour, self-drive tour, highland travel and other insurance products.
To purchase domestic travel insurance, first consider the scope of responsibility of domestic travel insurance concerns, to choose the first choice of personal accident insurance, traffic accident insurance, medical insurance products, or according to the actual needs of appropriate addition of baggage delay, travel delay, personal money and documents and other insurance protection.
The more types of domestic travel insurance, the higher the premium, so it is best to choose the right insurance product according to the destination and manner of travel
When traveling, if you choose to participate in high-risk activities such as bungee jumping, skiing, skydiving, diving, etc., you can purchase insurance products that cover high-risk sports, preferably with 24-hour emergency assistance.
Domestic self-driving tour, the best choice of targeted self-driving travel accident insurance, such as itself has purchased the corresponding traffic accident insurance, can be ignored.
Domestic travel, travel agencies will generally buy an insurance for tourists, but this kind of insurance is often not completely able to protect the travel safety needs, its liability insurance compensation is limited, you can buy a basic domestic travel insurance as a necessary supplement.
Insurance experts suggest that consumers in the purchase of domestic travel insurance, according to their own needs to buy, fully estimate the risks that travel may face, find out the most suitable for their own insurance, and then choose the preferred insurance company to buy.
